@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');
:root{--navy:#0b2a55;--navy2:#173b68;--silver:#aeb8c5;--silver2:#e9edf2;--ink:#172238;--muted:#626f82;--white:#fff;--soft:#f7f9fc;--line:#dce3eb;--shadow:0 20px 50px rgba(11,42,85,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}.container{width:min(1220px,calc(100% - 44px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid #dce3ea;backdrop-filter:blur(12px)}.header-grid{min-height:132px;display:grid;grid-template-columns:210px 1fr 280px;gap:35px;align-items:center}.brand img{display:block;width:175px;height:112px;object-fit:contain}.menu{display:flex;justify-content:center;gap:36px;font-size:14px}.menu a{position:relative;padding:20px 0;color:#202a3c}.menu a:after{content:"";position:absolute;left:0;right:100%;bottom:10px;height:2px;background:var(--navy);transition:.25s}.menu a:hover:after,.menu a.active:after{right:0}.header-contact{display:grid;gap:14px}.header-contact-row{display:flex;align-items:center;gap:13px}.round-icon{width:38px;height:38px;flex:0 0 38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff}.header-contact-row b,.header-contact-row small{display:block}.header-contact-row b{font-size:13px}.header-contact-row small{font-size:11px;color:#626f82;margin-top:2px}.menu-toggle{display:none;border:0;background:none}.menu-toggle i{display:block;width:26px;height:2px;background:var(--navy);margin:5px}
.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#fbfcfe 0%,#f3f6fa 48%,#e9eef4 100%);border-bottom:1px solid #dce3eb}.hero-bg{position:absolute;inset:0;background:radial-gradient(circle at 18% 42%,rgba(255,255,255,.95),transparent 42%),linear-gradient(115deg,transparent 0 51%,rgba(11,42,85,.05) 51%)}.hero-grid{position:relative;display:grid;grid-template-columns:1fr 1.08fr;min-height:480px;align-items:center}.hero-copy{padding:50px 0 58px;max-width:570px}.kicker,.eyebrow{font-size:11px;font-weight:700;letter-spacing:.16em;color:var(--navy);text-transform:uppercase}.hero h1{font-family:'Playfair Display',serif;font-size:clamp(3rem,4.8vw,5.1rem);line-height:1.05;letter-spacing:-.035em;color:var(--navy);margin:14px 0 15px}.hero h1 span{color:#8f99a8}.ornament{display:flex;align-items:center;gap:10px;color:#7e91ab;margin:10px 0 18px}.ornament i{display:block;height:1px;background:#7e91ab;flex:1}.ornament b{font-size:12px}.hero-copy>p{font-size:16px;max-width:520px;color:#4f5c70}.hero-actions{display:flex;gap:22px;margin-top:25px;flex-wrap:wrap}.btn{min-height:48px;padding:0 21px;border-radius:7px;display:inline-flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;border:1px solid transparent;cursor:pointer}.primary{background:var(--navy);color:#fff;box-shadow:0 10px 25px rgba(11,42,85,.2)}.outline{border-color:#7d8ca2;background:#fff;color:var(--navy)}.hero-visual{height:100%;display:grid;place-items:center;padding:35px 0 35px 50px}.desk-card{width:min(620px,100%);background:#fff;border-radius:18px;box-shadow:0 30px 70px rgba(19,45,76,.2);overflow:hidden;transform:perspective(1000px) rotateY(-4deg)}.desk-top{height:46px;background:linear-gradient(135deg,var(--navy),#203f68);display:flex;align-items:center;gap:7px;padding:0 17px}.desk-top span{width:9px;height:9px;border-radius:50%;background:#8498b2}.desk-content{padding:28px}.desk-title{display:flex;justify-content:space-between}.desk-title small{color:#7b8796}.desk-title strong{color:var(--navy)}.finance-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;margin-top:24px}.paper-sheet{min-height:220px;padding:25px;background:#f7f9fc;border:1px solid #e3e8ef;border-radius:12px}.sheet-line{height:8px;background:#d3dbe5;border-radius:4px;margin:12px 0;width:65%}.sheet-line.wide{width:90%;background:#bdc9d7}.mini-chart{height:112px;display:flex;align-items:flex-end;gap:13px;border-bottom:1px solid #bac5d3;padding-top:20px}.mini-chart i{flex:1;background:linear-gradient(#5d7594,var(--navy));border-radius:5px 5px 0 0}.calculator{padding:18px;border-radius:12px;background:#26364a}.calc-screen{height:48px;background:#c9d5c9;border-radius:5px;padding:12px;text-align:right;font-weight:700;color:#243527}.keys{margin-top:14px;display:grid;grid-template-columns:repeat(3,1fr);gap:7px;color:transparent;letter-spacing:13px;background:repeating-linear-gradient(90deg,#e9edf2 0 22px,transparent 22px 30px);height:110px;border-radius:5px}.desk-status{display:flex;justify-content:space-between;gap:15px;margin-top:22px;color:#3b536d;font-size:12px}.desk-status span{padding:9px 13px;background:#edf2f6;border-radius:20px}
.signature-card{position:relative;margin-top:-18px;z-index:5}.signature-inner{background:#fff;border:1px solid #dce3eb;border-radius:15px;padding:18px 55px 24px;box-shadow:0 13px 30px rgba(11,42,85,.08)}.signature-services{display:grid;grid-template-columns:1fr 1px 1fr 1px 1fr;align-items:center}.signature-services article{text-align:center}.service-round{width:68px;height:68px;border-radius:50%;display:grid;place-items:center;margin:0 auto 9px;background:radial-gradient(circle,#f9fbfd 30%,#dce5f0 100%);color:var(--navy);font-size:28px;border:1px solid #d9e2ec}.signature-services b{font-size:13px;text-transform:uppercase;letter-spacing:.05em}.divider{height:72px;background:#aab8ca}.signature-line{display:grid;grid-template-columns:1fr auto auto auto 1fr;align-items:center;gap:12px;margin-top:20px;color:#8093ad}.signature-line i{height:1px;background:#8aa0bc}.signature-line strong{font-family:'Playfair Display',serif;font-style:italic;font-size:clamp(1.3rem,2.3vw,2rem);font-weight:600;color:var(--navy)}
.advantages{padding:28px 0 52px;background:linear-gradient(#fff,#f6f8fb)}.advantage-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #e1e7ee;border-bottom:1px solid #e1e7ee}.advantage-grid article{display:flex;gap:18px;padding:30px;border-right:1px solid #dfe5ed}.advantage-grid article:last-child{border:0}.adv-icon{font-size:35px;color:var(--navy);min-width:48px}.advantage-grid h3{margin:0 0 8px;font-size:14px;text-transform:uppercase;color:var(--navy)}.advantage-grid p{margin:0;color:#667486;font-size:12px}
.section{padding:88px 0}.section-heading{max-width:760px;margin-bottom:42px}.centered{text-align:center;margin-left:auto;margin-right:auto}.section-heading h2,.about-copy h2,.process h2,.pricing h2,.contact h2{font-family:'Playfair Display',serif;color:var(--navy);font-size:clamp(2.2rem,4vw,3.5rem);line-height:1.13;margin:13px 0 15px}.section-heading p,.about-copy p,.process p,.pricing p,.contact-copy p{color:var(--muted)}.services{background:#f7f9fc}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service-card{position:relative;padding:34px;border-radius:15px;background:#fff;border:1px solid #e0e6ed;box-shadow:0 12px 30px rgba(11,42,85,.06)}.service-card.featured{transform:translateY(-8px);border-top:4px solid var(--navy)}.service-card .icon{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:#e8edf4;color:var(--navy);font-size:24px}.service-card h3{font-family:'Playfair Display',serif;color:var(--navy);font-size:25px}.service-card p{color:var(--muted)}.service-card ul{list-style:none;padding:0}.service-card li{margin:9px 0}.service-card li:before{content:'✓';color:var(--navy);font-weight:700;margin-right:9px}.service-card a{font-weight:700;color:var(--navy)}
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:center}.about-panel{min-height:520px;position:relative;border-radius:20px;background:linear-gradient(145deg,#f9fafc,#e9edf3);display:grid;place-items:center;overflow:hidden;border:1px solid #dfe5ec}.about-panel:before{content:"";position:absolute;width:330px;height:330px;border-radius:50%;background:rgba(11,42,85,.06);right:-110px;top:-110px}.about-panel img{width:66%;position:relative;z-index:2}.experience-badge{position:absolute;right:24px;bottom:26px;background:var(--navy);color:#fff;padding:18px 23px;border-radius:13px;box-shadow:var(--shadow)}.experience-badge strong,.experience-badge span{display:block}.experience-badge strong{font-size:38px;line-height:1}.experience-badge span{font-size:12px;margin-top:4px}.values{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:26px}.values article{display:flex;gap:11px;padding:14px;background:#f7f9fc;border:1px solid #e3e8ef;border-radius:11px}.values article>span{color:var(--navy);font-weight:700}.values b,.values small{display:block}.values b{font-size:13px}.values small{font-size:10px;color:#6d7989;margin-top:3px}
.process{background:linear-gradient(135deg,var(--navy),#203f68);color:#fff}.process-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}.process h2{color:#fff}.process p{color:#dbe4ee}.light{color:#d7e1ee}.steps{display:grid;gap:12px}.steps article{display:flex;gap:20px;align-items:center;padding:19px 22px;border-radius:12px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14)}.steps article>span{font-size:25px;color:#c8d2df;font-weight:700}.steps h3,.steps p{margin:0}.steps h3{font-size:16px}.steps p{font-size:12px}.pricing{background:#fff}.pricing-box{display:flex;justify-content:space-between;align-items:center;gap:40px;padding:45px;border:1px solid #dfe5ec;border-radius:18px;background:linear-gradient(120deg,#fff,#f4f6f9)}.pricing-box>div{max-width:760px}
.contact{background:#f5f7fa}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.contact-item{display:flex;gap:14px;align-items:center;margin-top:22px}.contact-item>span{width:45px;height:45px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff}.contact-item small,.contact-item a,.contact-item b{display:block}.contact-item small{color:#788596}.contact form{background:#fff;border:1px solid #dfe5ec;border-radius:16px;padding:34px;box-shadow:var(--shadow)}.contact form h3{font-family:'Playfair Display',serif;font-size:27px;color:var(--navy);margin:0}.contact form>p{font-size:13px;color:var(--muted)}.contact label{display:block;font-size:12px;font-weight:700;margin:14px 0}.two-cols{display:grid;grid-template-columns:1fr 1fr;gap:15px}.contact input,.contact select,.contact textarea{width:100%;margin-top:7px;padding:13px;border:1px solid #cad4df;border-radius:7px;background:#fbfcfe;font:inherit}.contact input:focus,.contact select:focus,.contact textarea:focus{outline:3px solid rgba(11,42,85,.1);border-color:var(--navy)}.contact form .btn{width:100%}.form-note{display:block;text-align:center;margin-top:9px;color:#8190a2}
footer{background:#0a2448;color:#d8e2ed;padding:55px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr .8fr 1fr;gap:50px}.footer-logo{width:180px;background:#fff;padding:8px;border-radius:8px}.footer-grid p{color:#b5c1cf}.footer-grid h4{color:#fff}.footer-grid a,.footer-grid span{display:block;margin:8px 0;font-size:13px}.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid #304a6b;margin-top:35px;padding-top:18px;color:#91a2b7;font-size:11px}.floating-phone{position:fixed;right:22px;bottom:22px;width:55px;height:55px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:22px;box-shadow:0 10px 28px rgba(11,42,85,.3);z-index:30}
@media(max-width:1050px){.header-grid{grid-template-columns:175px 1fr}.header-contact{display:none}.menu{justify-content:flex-end;gap:22px}.brand img{width:150px}.advantage-grid{grid-template-columns:1fr 1fr}.advantage-grid article:nth-child(2){border-right:0}.about-grid,.process-grid,.contact-grid{gap:45px}}
@media(max-width:820px){.header-grid{min-height:88px;grid-template-columns:1fr auto}.brand img{width:120px;height:75px}.menu-toggle{display:block}.menu{display:none;position:absolute;top:88px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:16px 22px 24px;box-shadow:0 15px 30px rgba(11,42,85,.12)}.menu.open{display:flex}.menu a{padding:9px}.hero-grid,.about-grid,.process-grid,.contact-grid{grid-template-columns:1fr}.hero-copy{max-width:none}.hero-visual{padding:0 0 45px}.signature-services{grid-template-columns:1fr}.signature-services .divider{display:none}.signature-services article{padding:12px}.signature-line{grid-template-columns:1fr auto 1fr}.signature-line span{display:none}.advantage-grid{grid-template-columns:1fr}.advantage-grid article{border-right:0;border-bottom:1px solid #dfe5ed}.service-grid{grid-template-columns:1fr}.service-card.featured{transform:none}.about-panel{min-height:410px}.pricing-box{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:560px){.container{width:calc(100% - 28px)}.hero h1{font-size:2.75rem}.hero-actions{flex-direction:column}.btn{width:100%}.hero-grid{min-height:auto}.desk-card{transform:none}.finance-grid{grid-template-columns:1fr}.calculator{display:none}.desk-status{flex-direction:column}.signature-inner{padding:18px}.signature-line strong{text-align:center;font-size:1.3rem}.advantage-grid article{padding:23px 10px}.section{padding:65px 0}.values{grid-template-columns:1fr}.about-panel{min-height:330px}.about-panel img{width:74%}.experience-badge{right:12px;bottom:12px}.two-cols{grid-template-columns:1fr;gap:0}.contact form{padding:24px 19px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:6px}}

/* Professionele ankerpositie onder de vaste navigatie */
#diensten,
#wie-wij-zijn,
#werkwijze,
#tarieven,
#contact {
  
}

/* Iets meer ademruimte wanneer een onderdeel via het menu wordt geopend */
#wie-wij-zijn .container,
#werkwijze .container,
#tarieven .container,
#contact .container {
  position: relative;
}

.site-header.scrolled {
  box-shadow: 0 8px 24px rgba(11,42,85,.08);
}

@media(max-width:1050px){
  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact {}
}

@media(max-width:820px){
  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact {}
}


/* Compacte professionele footer */
footer{
  padding:30px 0 14px;
  background:#0a2448;
}
.footer-grid{
  grid-template-columns:1.3fr .75fr 1fr;
  gap:42px;
  align-items:start;
}
.footer-logo{
  width:118px;
  padding:5px;
  border-radius:6px;
}
.footer-grid p{
  max-width:310px;
  margin:13px 0 0;
  font-size:13px;
  line-height:1.5;
  color:#b5c1cf;
}
.footer-grid h4{
  margin:4px 0 12px;
  font-size:14px;
  line-height:1.2;
  letter-spacing:.02em;
}
.footer-grid a,
.footer-grid span{
  margin:6px 0;
  font-size:12px;
  line-height:1.45;
}
.footer-bottom{
  margin-top:22px;
  padding-top:12px;
  min-height:34px;
  align-items:center;
  font-size:10.5px;
}

@media(max-width:820px){
  footer{padding:28px 0 14px}
  .footer-grid{
    grid-template-columns:1fr 1fr;
    gap:28px 40px;
  }
  .footer-grid>div:first-child{
    grid-column:1/-1;
    display:flex;
    align-items:center;
    gap:22px;
  }
  .footer-grid>div:first-child p{margin:0}
}
@media(max-width:560px){
  footer{padding:24px 0 12px}
  .footer-grid{
    grid-template-columns:1fr;
    gap:20px;
  }
  .footer-grid>div:first-child{
    grid-column:auto;
    display:block;
  }
  .footer-grid>div:first-child p{margin-top:10px}
  .footer-logo{width:104px}
  .footer-bottom{
    margin-top:18px;
    padding-top:10px;
    gap:4px;
  }
}
\n\n/* Secties direct onder de vaste menubalk en compacter in beeld */\n@media(min-width:821px){\n  #diensten,\n  #wie-wij-zijn,\n  #werkwijze,\n  #tarieven,\n  #contact{\n    padding-top:46px;\n    padding-bottom:46px;\n    \n  }\n\n  #diensten .section-heading{\n    margin-bottom:28px;\n  }\n\n  #tarieven .pricing-box{\n    padding-top:34px;\n    padding-bottom:34px;\n  }\n}\n\n@media(max-width:820px){\n  #diensten,\n  #wie-wij-zijn,\n  #werkwijze,\n  #tarieven,\n  #contact{\n    padding-top:38px;\n    padding-bottom:38px;\n    \n  }\n}\n

/* =========================================================
   Volledig responsive: desktop, laptop, tablet en mobiel
   ========================================================= */

html, body{
  width:100%;
  max-width:100%;
  overflow-x:hidden;
}

img, svg, video, canvas{
  max-width:100%;
  height:auto;
}

.container{
  width:min(1220px, calc(100% - 44px));
  margin-inline:auto;
}

/* Secties passen zich aan de zichtbare schermhoogte aan */
#diensten,
#wie-wij-zijn,
#werkwijze,
#tarieven,
#contact{
  min-height:calc(100svh - 132px);
  display:flex;
  align-items:center;
  padding-block:clamp(34px, 5vh, 72px);
}

#diensten > .container,
#wie-wij-zijn > .container,
#werkwijze > .container,
#tarieven > .container,
#contact > .container{
  width:min(1220px, calc(100% - 44px));
}

/* Schaalbare koppen en teksten */
.section-heading h2,
.about-copy h2,
.process h2,
.pricing h2,
.contact h2{
  font-size:clamp(2rem, 3.4vw, 3.5rem);
}

.section-heading p,
.about-copy p,
.process p,
.pricing p,
.contact-copy p{
  font-size:clamp(.95rem, 1.15vw, 1.05rem);
}

/* Desktop/laptop: inhoud compacter binnen één scherm */
@media (min-width: 821px){
  .service-grid{
    gap:clamp(16px, 1.8vw, 24px);
  }

  .service-card{
    padding:clamp(24px, 2.4vw, 34px);
  }

  .about-grid,
  .process-grid,
  .contact-grid{
    gap:clamp(38px, 5vw, 75px);
  }

  .about-panel{
    min-height:min(52vh, 520px);
  }

  .pricing-box{
    padding:clamp(30px, 3.2vw, 45px);
  }

  .contact form{
    padding:clamp(26px, 3vw, 34px);
  }
}

/* Middelgrote schermen en tablets */
@media (max-width: 1050px){
  .container,
  #diensten > .container,
  #wie-wij-zijn > .container,
  #werkwijze > .container,
  #tarieven > .container,
  #contact > .container{
    width:min(100% - 32px, 980px);
  }

  .header-grid{
    min-height:100px;
  }

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:calc(100svh - 100px);
  }

  .service-grid{
    grid-template-columns:repeat(2, minmax(0, 1fr));
  }

  .service-card:last-child{
    grid-column:1 / -1;
    max-width:calc(50% - 12px);
    width:100%;
    justify-self:center;
  }
}

/* Tablet */
@media (max-width: 820px){
  .container,
  #diensten > .container,
  #wie-wij-zijn > .container,
  #werkwijze > .container,
  #tarieven > .container,
  #contact > .container{
    width:calc(100% - 28px);
  }

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:auto;
    display:block;
    padding-block:54px;
  }

  .service-grid{
    grid-template-columns:1fr;
  }

  .service-card:last-child{
    grid-column:auto;
    max-width:none;
  }

  .about-grid,
  .process-grid,
  .contact-grid{
    grid-template-columns:1fr;
  }

  .about-panel{
    min-height:360px;
  }

  .pricing-box{
    flex-direction:column;
    align-items:flex-start;
  }

  .pricing-box .btn{
    width:auto;
  }

  .contact-grid{
    gap:36px;
  }

  .two-cols{
    grid-template-columns:1fr;
  }
}

/* Mobiel */
@media (max-width: 560px){
  .container,
  #diensten > .container,
  #wie-wij-zijn > .container,
  #werkwijze > .container,
  #tarieven > .container,
  #contact > .container{
    width:calc(100% - 22px);
  }

  .site-header{
    position:sticky;
    top:0;
  }

  .header-grid{
    min-height:76px;
  }

  .brand img{
    width:105px;
    height:auto;
  }

  .menu{
    top:76px;
    max-height:calc(100svh - 76px);
    overflow-y:auto;
  }

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    padding-block:42px;
  }

  .section-heading{
    margin-bottom:28px;
  }

  .section-heading h2,
  .about-copy h2,
  .process h2,
  .pricing h2,
  .contact h2{
    font-size:clamp(1.9rem, 9vw, 2.65rem);
    line-height:1.1;
  }

  .service-card{
    padding:24px 20px;
  }

  .service-card h3{
    font-size:22px;
  }

  .about-panel{
    min-height:285px;
  }

  .about-panel img{
    width:72%;
  }

  .experience-badge{
    right:10px;
    bottom:10px;
    padding:14px 17px;
  }

  .values{
    grid-template-columns:1fr;
  }

  .steps article{
    padding:16px;
    gap:14px;
  }

  .pricing-box{
    padding:24px 20px;
  }

  .contact form{
    padding:22px 18px;
  }

  .contact-item{
    align-items:flex-start;
  }

  .floating-phone{
    width:50px;
    height:50px;
    right:14px;
    bottom:14px;
  }
}

/* Zeer smalle mobiele schermen */
@media (max-width: 380px){
  .container,
  #diensten > .container,
  #wie-wij-zijn > .container,
  #werkwijze > .container,
  #tarieven > .container,
  #contact > .container{
    width:calc(100% - 16px);
  }

  .brand img{
    width:92px;
  }

  .section-heading h2,
  .about-copy h2,
  .process h2,
  .pricing h2,
  .contact h2{
    font-size:1.8rem;
  }

  .service-card,
  .contact form,
  .pricing-box{
    padding:18px 15px;
  }
}

/* Liggende mobiele/tabletweergave */
@media (max-height: 650px) and (min-width: 821px){
  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:auto;
    padding-block:36px;
  }

  .about-panel{
    min-height:390px;
  }
}


/* Scrollfunctionaliteit behouden */
html{
  scroll-behavior:smooth;
}

#diensten,
#wie-wij-zijn,
#werkwijze,
#tarieven,
#contact{
  scroll-margin-top:0;
}


/* =========================================================
   DEFINITIEVE CORRECTIE: secties direct onder vaste header
   en passend bij schermresolutie
   ========================================================= */

:root{
  --actual-header-height:132px;
}

html{
  scroll-padding-top:var(--actual-header-height);
}

#diensten,
#wie-wij-zijn,
#werkwijze,
#tarieven,
#contact{
  box-sizing:border-box;
  min-height:calc(100dvh - var(--actual-header-height));
  display:flex;
  align-items:flex-start;
  padding-top:clamp(24px, 3.2vh, 38px);
  padding-bottom:clamp(24px, 3.2vh, 38px);
  scroll-margin-top:var(--actual-header-height);
}

#diensten > .container,
#wie-wij-zijn > .container,
#werkwijze > .container,
#tarieven > .container,
#contact > .container{
  margin-top:0;
  margin-bottom:0;
}

/* Diensten compacter binnen de beschikbare schermhoogte */
#diensten .section-heading{
  margin-bottom:clamp(20px, 2.8vh, 30px);
}

#diensten .service-card{
  padding:clamp(20px, 2.4vh, 30px);
}

#diensten .service-card h3{
  margin-top:14px;
  margin-bottom:8px;
}

#diensten .service-card p{
  margin-top:0;
  margin-bottom:12px;
}

#diensten .service-card ul{
  margin:12px 0;
}

/* Wie wij zijn passend en bovenaan uitgelijnd */
#wie-wij-zijn .about-panel{
  min-height:min(50vh, 480px);
}

#wie-wij-zijn .about-copy h2{
  margin-top:8px;
  margin-bottom:12px;
}

#wie-wij-zijn .about-copy p{
  margin:0 0 12px;
}

#wie-wij-zijn .values{
  margin-top:18px;
}

/* Werkwijze compacter */
#werkwijze .steps{
  gap:10px;
}

#werkwijze .steps article{
  padding:16px 20px;
}

/* Tarieven passend in één scherm */
#tarieven .pricing-box{
  padding:clamp(26px, 3.5vh, 38px);
}

/* Contact compacter zonder formulierfunctionaliteit te wijzigen */
#contact .contact-grid{
  align-items:start;
}

#contact form{
  padding:clamp(22px, 2.8vh, 30px);
}

#contact form > p{
  margin:6px 0 10px;
}

#contact label{
  margin:10px 0;
}

#contact textarea{
  min-height:110px;
  max-height:180px;
}

/* Laptop / compact desktop */
@media (max-width:1050px){
  :root{--actual-header-height:100px}

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:calc(100dvh - var(--actual-header-height));
  }
}

/* Tablet en mobiel: natuurlijke hoogte, direct onder mobiele header */
@media (max-width:820px){
  :root{--actual-header-height:88px}

  html{
    scroll-padding-top:var(--actual-header-height);
  }

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:auto;
    display:block;
    padding-top:28px;
    padding-bottom:38px;
    scroll-margin-top:var(--actual-header-height);
  }

  #wie-wij-zijn .about-panel{
    min-height:340px;
  }

  #contact textarea{
    min-height:130px;
    max-height:none;
  }
}

@media (max-width:560px){
  :root{--actual-header-height:76px}

  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    padding-top:22px;
    padding-bottom:32px;
  }

  #wie-wij-zijn .about-panel{
    min-height:275px;
  }
}

/* Korte laptopschermen: geen afsnijding, wel direct onder header */
@media (max-height:720px) and (min-width:821px){
  #diensten,
  #wie-wij-zijn,
  #werkwijze,
  #tarieven,
  #contact{
    min-height:auto;
    padding-top:24px;
    padding-bottom:28px;
  }

  #wie-wij-zijn .about-panel{
    min-height:380px;
  }
}


/* =========================================================
   Homepagina passend binnen het scherm
   Alleen header, hero en voordelenbalk aangepast
   ========================================================= */

@media (min-width:821px){
  .site-header .header-grid{
    min-height:108px;
  }

  .site-header .brand img{
    width:150px;
    height:92px;
  }

  .hero-grid{
    min-height:calc(100dvh - 108px - 118px);
  }

  .hero-copy{
    padding:28px 0 34px;
  }

  .hero h1{
    font-size:clamp(3rem, 4.2vw, 4.5rem);
    margin:10px 0 12px;
  }

  .hero-copy>p{
    margin:12px 0 0;
  }

  .hero-actions{
    margin-top:20px;
  }

  .hero-visual{
    padding:22px 0 22px 36px;
  }

  .desk-card{
    width:min(560px, 100%);
  }

  .desk-content{
    padding:22px;
  }

  .paper-sheet{
    min-height:170px;
    padding:20px;
  }

  .mini-chart{
    height:88px;
  }

  .calculator{
    padding:15px;
  }

  .keys{
    height:82px;
  }

  .desk-status{
    margin-top:16px;
  }

  .advantages{
    padding:14px 0 18px;
  }

  .advantage-grid article{
    padding:18px 22px;
  }

  .adv-icon{
    font-size:28px;
    min-width:38px;
  }

  .advantage-grid h3{
    margin-bottom:5px;
    font-size:12px;
  }

  .advantage-grid p{
    font-size:11px;
    line-height:1.45;
  }
}

/* Compacte laptopschermen */
@media (min-width:821px) and (max-height:800px){
  .site-header .header-grid{
    min-height:92px;
  }

  .site-header .brand img{
    width:132px;
    height:78px;
  }

  .hero-grid{
    min-height:calc(100dvh - 92px - 104px);
  }

  .hero-copy{
    padding:18px 0 24px;
  }

  .hero h1{
    font-size:clamp(2.7rem, 4vw, 4rem);
  }

  .hero-copy>p{
    font-size:14px;
    line-height:1.5;
  }

  .btn{
    min-height:43px;
  }

  .hero-visual{
    padding:16px 0 16px 28px;
  }

  .desk-card{
    width:min(515px, 100%);
  }

  .desk-content{
    padding:18px;
  }

  .paper-sheet{
    min-height:145px;
  }

  .advantages{
    padding:10px 0 12px;
  }

  .advantage-grid article{
    padding:14px 18px;
  }
}

/* Tablet en mobiel: natuurlijke hoogte en alles onder elkaar */
@media (max-width:820px){
  .hero-grid{
    min-height:auto;
  }

  .hero-copy{
    padding:36px 0 28px;
  }

  .hero-visual{
    padding:0 0 28px;
  }

  .advantages{
    padding:18px 0 24px;
  }
}


/* =========================================================
   Dynamische opbouw geïnspireerd op Twentyone Housing
   Bestaande functies en SC Finance-huisstijl blijven behouden
   ========================================================= */

.site-header{
  transition:box-shadow .28s ease, background-color .28s ease;
}

.site-header.scrolled{
  box-shadow:0 12px 30px rgba(11,42,85,.10);
}

.hero-copy,
.hero-visual,
.advantage-grid article,
.section-heading,
.service-card,
.about-panel,
.about-copy,
.process-grid>div,
.steps article,
.pricing-box,
.contact-copy,
.contact form{
  opacity:0;
  transform:translateY(26px);
  transition:opacity .65s ease, transform .65s ease;
}

.hero-copy.reveal-visible,
.hero-visual.reveal-visible,
.advantage-grid article.reveal-visible,
.section-heading.reveal-visible,
.service-card.reveal-visible,
.about-panel.reveal-visible,
.about-copy.reveal-visible,
.process-grid>div.reveal-visible,
.steps article.reveal-visible,
.pricing-box.reveal-visible,
.contact-copy.reveal-visible,
.contact form.reveal-visible{
  opacity:1;
  transform:none;
}

.service-card,
.values article,
.steps article,
.pricing-box,
.contact form{
  transition:
    opacity .65s ease,
    transform .65s ease,
    box-shadow .25s ease,
    border-color .25s ease;
}

.service-card:hover,
.values article:hover,
.steps article:hover{
  transform:translateY(-5px);
  box-shadow:0 18px 42px rgba(11,42,85,.10);
}

.hero::after{
  content:"";
  position:absolute;
  right:-130px;
  top:12%;
  width:430px;
  height:430px;
  border:1px solid rgba(11,42,85,.08);
  transform:rotate(45deg);
  pointer-events:none;
}

.section{
  position:relative;
  overflow:hidden;
}

.section::before{
  content:"";
  position:absolute;
  width:260px;
  height:260px;
  border:1px solid rgba(11,42,85,.045);
  transform:rotate(45deg);
  right:-165px;
  top:70px;
  pointer-events:none;
}

.about::before,
.contact::before{
  left:-175px;
  right:auto;
}

.service-card:nth-child(2),
.values article:nth-child(2),
.steps article:nth-child(2){
  transition-delay:.08s;
}
.service-card:nth-child(3),
.values article:nth-child(3),
.steps article:nth-child(3){
  transition-delay:.16s;
}
.values article:nth-child(4),
.steps article:nth-child(4){
  transition-delay:.24s;
}

/* Sociale media */
.header-grid{
  grid-template-columns:190px 1fr 250px auto;
}

.header-social,
.footer-social{
  display:flex;
  align-items:center;
  gap:9px;
}

.header-social{
  justify-content:flex-end;
}

.footer-social{
  margin-top:14px;
}

.social-link{
  width:36px;
  height:36px;
  border-radius:50%;
  display:grid!important;
  place-items:center;
  margin:0!important;
  background:#fff;
  color:var(--navy);
  border:1px solid rgba(255,255,255,.22);
  font-size:17px!important;
  font-weight:800;
  line-height:1;
  transition:transform .2s ease, background .2s ease, color .2s ease;
}

.header-social .social-link{
  background:#edf2f7;
  border-color:#d9e2eb;
}

.social-link:hover{
  transform:translateY(-2px);
}

.social-disabled{
  cursor:not-allowed;
  opacity:.72;
}

.social-disabled:hover{
  transform:none;
}

.social-link.is-coming-soon::after{
  content:"Binnenkort";
  position:absolute;
  transform:translateY(42px);
  white-space:nowrap;
  font-size:10px;
  font-weight:600;
  padding:4px 7px;
  border-radius:5px;
  background:var(--navy);
  color:#fff;
  pointer-events:none;
}

@media(max-width:1180px){
  .header-grid{
    grid-template-columns:170px 1fr 230px;
  }
  .header-social{
    display:none;
  }
}

@media(max-width:820px){
  .hero-copy,
  .hero-visual,
  .advantage-grid article,
  .section-heading,
  .service-card,
  .about-panel,
  .about-copy,
  .process-grid>div,
  .steps article,
  .pricing-box,
  .contact-copy,
  .contact form{
    transform:translateY(18px);
  }

  .section::before,
  .hero::after{
    display:none;
  }
}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,
  *::before,
  *::after{
    animation-duration:.01ms!important;
    animation-iteration-count:1!important;
    transition-duration:.01ms!important;
    scroll-behavior:auto!important;
  }
}


/* Officiële socialmedia-iconen als inline SVG */
.social-link{
  position:relative;
}

.social-link svg{
  width:18px;
  height:18px;
  display:block;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}

.social-facebook svg{
  fill:currentColor;
  stroke:none;
}

.social-whatsapp{
  background:#25d366!important;
  color:#fff!important;
  border-color:#25d366!important;
}

.social-whatsapp:hover{
  background:#1fb858!important;
  color:#fff!important;
  transform:translateY(-2px);
}

.social-instagram:hover{
  background:#e1306c!important;
  color:#fff!important;
  border-color:#e1306c!important;
}

.social-facebook:hover{
  background:#1877f2!important;
  color:#fff!important;
  border-color:#1877f2!important;
}

@media(max-width:820px){
  .footer-social .social-link{
    width:40px;
    height:40px;
  }
}


/* WhatsApp-iconen en officiële merkkleuren */
.round-icon.whatsapp-round,
.whatsapp-contact-icon,
.floating-whatsapp{
  background:#25d366!important;
  color:#fff!important;
}

.round-icon.whatsapp-round svg,
.whatsapp-contact-icon svg,
.floating-whatsapp svg,
.whatsapp-button-icon svg{
  width:20px;
  height:20px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}

.button-icon{
  display:inline-grid;
  place-items:center;
}

.whatsapp-button-icon{
  color:#fff;
}

.floating-whatsapp:hover{
  background:#1fb858!important;
}

.social-facebook{
  background:#1877f2!important;
  color:#fff!important;
  border-color:#1877f2!important;
  opacity:1!important;
}

.social-instagram{
  background:radial-gradient(circle at 30% 110%,
    #fdf497 0 5%,
    #fdf497 5%,
    #fd5949 45%,
    #d6249f 60%,
    #285aeb 90%)!important;
  color:#fff!important;
  border-color:transparent!important;
  opacity:1!important;
}

.header-social .social-facebook,
.header-social .social-instagram{
  box-shadow:0 6px 14px rgba(11,42,85,.12);
}

.social-facebook:hover,
.social-instagram:hover{
  transform:translateY(-2px);
  filter:brightness(.96);
}


/* Facebook en Instagram: klaar voor koppeling zodra de accounts bestaan */
.social-facebook,
.social-instagram{
  cursor:pointer;
}

.social-facebook.social-disabled,
.social-instagram.social-disabled{
  opacity:.55!important;
  filter:grayscale(.35);
}

.social-link.social-facebook.social-disabled:hover,
.social-link.social-instagram.social-disabled:hover{
  transform:none;
  filter:grayscale(.35);
}

.social-facebook:focus-visible,
.social-instagram:focus-visible,
.social-whatsapp:focus-visible{
  outline:3px solid rgba(255,255,255,.75);
  outline-offset:3px;
}


/* Nieuw logo uitsluitend in de sectie Wie wij zijn */
#wie-wij-zijn .about-panel{
  padding:22px;
}

#wie-wij-zijn .about-panel .about-logo-20jaar{
  width:min(92%, 610px);
  max-height:100%;
  object-fit:contain;
  position:relative;
  z-index:2;
  border-radius:16px;
}

@media(max-width:820px){
  #wie-wij-zijn .about-panel{
    padding:16px;
  }

  #wie-wij-zijn .about-panel .about-logo-20jaar{
    width:min(94%, 560px);
  }
}

@media(max-width:560px){
  #wie-wij-zijn .about-panel{
    padding:10px;
  }

  #wie-wij-zijn .about-panel .about-logo-20jaar{
    width:96%;
    border-radius:12px;
  }
}


/* =========================================================
   Logische en vloeiende eindafwerking
   Alle bestaande functies en inhoud blijven behouden
   ========================================================= */

:root{
  --section-space:clamp(58px, 7vw, 92px);
  --section-space-mobile:46px;
  --card-radius:16px;
  --soft-shadow:0 12px 34px rgba(11,42,85,.07);
  --hover-shadow:0 20px 48px rgba(11,42,85,.12);
}

/* Rustige, consistente sectieovergangen */
.section{
  padding-top:var(--section-space);
  padding-bottom:var(--section-space);
}

.services,
.contact{
  background:linear-gradient(180deg,#f7f9fc 0%,#f3f6fa 100%);
}

.about,
.pricing{
  background:#fff;
}

.process{
  background:linear-gradient(135deg,#0b2a55 0%,#214872 100%);
}

.services,
.about,
.process,
.pricing,
.contact{
  border-top:1px solid rgba(11,42,85,.055);
}

/* Koppen en introductieteksten steeds op dezelfde manier uitlijnen */
.section-heading{
  max-width:780px;
}

.section-heading h2,
.about-copy h2,
.process h2,
.pricing h2,
.contact h2{
  text-wrap:balance;
}

.section-heading p,
.about-copy p,
.process p,
.pricing p,
.contact-copy p{
  max-width:68ch;
}

/* Kaarten krijgen één herkenbare ontwerpstijl */
.service-card,
.values article,
.steps article,
.pricing-box,
.contact form{
  border-radius:var(--card-radius);
}

.service-card{
  display:flex;
  flex-direction:column;
  height:100%;
  box-shadow:var(--soft-shadow);
}

.service-card p{
  flex-grow:0;
}

.service-card ul{
  flex-grow:1;
}

.service-card a{
  margin-top:auto;
  display:inline-flex;
  align-items:center;
  gap:7px;
}

.service-card,
.values article,
.steps article,
.pricing-box,
.contact form,
.about-panel{
  transition:
    transform .28s ease,
    box-shadow .28s ease,
    border-color .28s ease,
    opacity .65s ease;
}

.service-card:hover,
.values article:hover,
.steps article:hover{
  transform:translateY(-4px);
  box-shadow:var(--hover-shadow);
  border-color:rgba(11,42,85,.16);
}

/* Voordelenbalk visueel rustiger */
.advantage-grid article{
  align-items:flex-start;
}

.advantage-grid h3{
  line-height:1.35;
}

/* Wie wij zijn: tekst en visueel element beter in balans */
.about-grid{
  align-items:center;
}

.about-copy p + p{
  margin-top:14px;
}

.values article{
  min-height:76px;
  align-items:flex-start;
}

/* Werkwijze: stappen lezen als één doorlopende reeks */
.steps{
  position:relative;
}

.steps article{
  position:relative;
}

.steps article>span{
  min-width:46px;
  text-align:center;
}

/* Werkwijze professioneler: verticaal gecentreerd, ronde badges met verbindingslijn, CTA */
#werkwijze{
  align-items:center;
}

.process-cta{
  margin-top:28px;
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:transparent;
  border:1px solid rgba(255,255,255,.55);
  color:#fff;
}

.process-cta:hover{
  background:#fff;
  color:var(--navy);
  border-color:#fff;
}

.steps{
  gap:0;
  counter-reset:step;
}

.steps article{
  padding:22px 22px 22px 0;
  background:transparent;
  border:0;
  border-radius:0;
  gap:22px;
}

.steps article:not(:last-child){
  border-bottom:1px solid rgba(255,255,255,.14);
}

.steps article:hover{
  transform:none;
  box-shadow:none;
  border-color:transparent;
}

.steps article:not(:last-child):hover{
  border-bottom-color:rgba(255,255,255,.14);
}

.step-num{
  flex:0 0 auto;
  width:46px;
  height:46px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.35);
  font-size:15px!important;
  font-weight:700;
  color:#fff!important;
}

.steps article h3{
  color:#fff;
  margin-bottom:4px;
}

.steps article p{
  color:#c3ceda;
}

/* Tarieven: duidelijke CTA zonder te veel lege ruimte */
.pricing-box{
  box-shadow:var(--soft-shadow);
}

.pricing-box .btn{
  flex:0 0 auto;
}

/* Contact: formulier en contactinformatie in balans */
.contact-grid{
  align-items:center;
}

.contact-item a,
.contact-item b{
  line-height:1.35;
}

/* Header en actieve navigatie vloeiender */
.site-header{
  transition:box-shadow .25s ease, background-color .25s ease;
}

.menu a{
  transition:color .2s ease;
}

.menu a.active{
  color:var(--navy);
  font-weight:600;
}

/* Knoppen consistenter */
.btn{
  transition:
    transform .2s ease,
    box-shadow .2s ease,
    background-color .2s ease,
    border-color .2s ease;
}

.btn:hover{
  transform:translateY(-2px);
}

.btn:active{
  transform:translateY(0);
}

/* Zichtbare toetsenbordfocus */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible{
  outline:3px solid rgba(46,111,173,.32);
  outline-offset:3px;
}

/* Beperk beweging voor bezoekers die dat prefereren */
@media(prefers-reduced-motion:reduce){
  .service-card:hover,
  .values article:hover,
  .steps article:hover,
  .btn:hover{
    transform:none;
  }
}

/* Tablet */
@media(max-width:820px){
  .section{
    padding-top:54px;
    padding-bottom:54px;
  }

  .about-grid,
  .process-grid,
  .contact-grid{
    gap:34px;
  }

  .service-card{
    min-height:auto;
  }

  .contact-grid{
    align-items:stretch;
  }
}

/* Mobiel */
@media(max-width:560px){
  .section{
    padding-top:var(--section-space-mobile);
    padding-bottom:var(--section-space-mobile);
  }

  .section-heading{
    margin-bottom:28px;
  }

  .service-grid{
    gap:16px;
  }

  .service-card{
    padding:22px 19px;
  }

  .values{
    gap:10px;
  }

  .steps{
    gap:10px;
  }

  .steps article{
    align-items:flex-start;
  }

  .pricing-box{
    gap:24px;
  }

  .footer-social{
    margin-top:12px;
  }
}


/* Professionele foto op de homepagina */
.hero-photo-card{
  position:relative;
  width:min(650px,100%);
  border-radius:22px;
  overflow:hidden;
  box-shadow:0 28px 68px rgba(11,42,85,.20);
  border:1px solid rgba(255,255,255,.75);
  background:#fff;
}

.hero-photo-card img{
  display:block;
  width:100%;
  height:clamp(360px,47vw,560px);
  object-fit:cover;
  object-position:center;
}

.hero-photo-card::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(
    180deg,
    transparent 55%,
    rgba(7,27,56,.62) 100%
  );
  pointer-events:none;
}

.hero-photo-caption{
  position:absolute;
  z-index:2;
  left:24px;
  right:24px;
  bottom:20px;
  display:flex;
  gap:10px;
  flex-wrap:wrap;
}

.hero-photo-caption span{
  padding:8px 13px;
  border-radius:999px;
  background:rgba(255,255,255,.93);
  color:var(--navy);
  font-size:11px;
  font-weight:700;
  letter-spacing:.04em;
  box-shadow:0 6px 18px rgba(11,42,85,.12);
}

@media(max-width:1050px){
  .hero-photo-card img{
    height:clamp(340px,44vw,500px);
  }
}

@media(max-width:820px){
  .hero-photo-card{
    width:100%;
    max-width:720px;
    margin-inline:auto;
  }

  .hero-photo-card img{
    height:clamp(320px,65vw,520px);
  }
}

@media(max-width:560px){
  .hero-photo-card{
    border-radius:16px;
  }

  .hero-photo-card img{
    height:330px;
  }

  .hero-photo-caption{
    left:14px;
    right:14px;
    bottom:14px;
    gap:7px;
  }

  .hero-photo-caption span{
    padding:7px 10px;
    font-size:10px;
  }
}

/* Optie 1: toon de volledige hero-foto zonder uitsnijden.
   Alleen de weergave van de foto is aangepast; alle overige functionaliteit blijft behouden. */
.hero-photo-card img{
  width:100%;
  height:auto;
  object-fit:contain;
  object-position:center;
}

@media(max-width:1050px){
  .hero-photo-card img{height:auto;}
}

@media(max-width:820px){
  .hero-photo-card img{height:auto;}
}

@media(max-width:560px){
  .hero-photo-card img{height:auto;}
}